When will mortgage rates go down again? Inflation may stand in the way.

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Mortgage rates haven't moved significantly in weeks. Continuing concerns about inflation are outweighing a resilient economy and brisk consumer spending. The stock market has the jitters, and bonds are floating higher and lower on a gentle wave.. What will it take for mortgage rates to finally dip closer to 6%?

As of June 25, Freddie Mac reported that the average 30-year fixed-rate mortgage rate was 6.49%. This is two basis points higher than last week. At this time in June 2025, mortgage rates averaged 6.77%, 28 basis points higher

The average 15-year fixed mortgage rate this week was 5.84%. This is up three basis points from last week, and only 5 basis points lower than this time last year.

Here's the Freddie Mac data on mortgage rates for the past 52 weeks as of June 25, 2026:

30-year fixed-rate mortgage: 5.98% to 6.75%

15-year fixed-rate mortgage: 5.35% to 5.92%

Mortgage rates generally move in unison with the bond market. The 10-year Treasury yield has been hovering just above and below 4.5%, and home loan

Fuente original: Yahoo Finance (https://finance.yahoo.com/personal-finance/mortgages/article/when-will-mortgage-rates-go-down-again-watch-ten-year-treasury-yields-190610322.html)