The number of Americans joining the 401(k) millionaire club is hitting record hi

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Americans think it'll take $1.46 million, on average, to retire comfortably, according to the 2026 Northwestern Mutual Planning & Progress Study (1). And reaching $1 million is a major milestone towards that goal.

Fidelity offered some good news in that regard.

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According to their reports, the number of 401(k) millionaires hit a record high in the second, third, and fourth quarters of last year, reaching 654,000 individuals by the end of 2025.

Though that figure dipped slightly in Q1 2026 to 645,000 millionaires due to market weakness, more Americans are joining the 401(k) millionaire club than ever before (2).

Even with inflation and periods of market uncertainty, saving for retirement is c

Fuente original: Yahoo Finance (https://finance.yahoo.com/markets/options/articles/number-americans-joining-401-k-111500997.html)