The best VA loan lenders of July 2026

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Mortgages backed by the U.S. Department of Veterans Affairs, or VA loans, are a valuable perk for military-affiliated home buyers. For decades, they have allowed active duty service members and veterans to buy a home with no down payment, refinance a mortgage, and tap home equity. Here are our picks for the best VA mortgage lenders of July 2026.

Why Pennymac mortgages stand out: As one of the nation's largest retail VA lenders by loan volume, Pennymac also ensures your loan will close on time.

Availability: All 50 states and Washington, D.C.

Minimum credit score: VA purchase loans: 580. VA cash-out refinance: 620. VA IRRLs: No minimum for current customers.

Pennymac offers a "close on time guarantee." If your loan closing doesn't close as scheduled, you'll receive a $2,500 lender credit.

Pennymac often services the loans it issues, meaning you'll probably be working with the same company during the homebuying process and your homeownership years. Many lenders sell customers' mortgages to servicers, so you deal wi

Fuente original: Yahoo Finance (https://finance.yahoo.com/personal-finance/mortgages/article/best-va-loan-lenders-182919054.html)