“That’s a Pregnant Woman Talking That She Wants a New Car for a New Baby”: Dave

Dave Ramsey advised trading a $7,000 SUV for a similarly priced three-row vehicle to solve the seating need without derailing debt payoff.

Credit card balances at 21% APR add over $1,000 in annual interest on a $5,000 balance, making every month of delay genuinely costly.

Ramsey urged the caller to separate business and personal finances with a dedicated account and maintain a $4,000 buffer to stabilize variable monthly income.

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A veteran called in to a recent episode of The Ramsey Show with a question most growing families face. He carries $16,000 in consumer debt, split between a personal loan of just over $8,000 and credit card balances. His wife is pregnant with their third child, due in January, and she wants to spend $10,000 to $12,000 on something newer with lower mileage. The current family vehicle, a 2015 Volkswagen SUV worth about $7,000, was inherited from his mother. His question to Dave Ramsey was simple:

Fuente original: Yahoo Finance (https://finance.yahoo.com/markets/articles/pregnant-woman-talking-she-wants-232503429.html)