Mortgage and refinance rates today, Wednesday, July 1: Rates are up today

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According to the Zillow lender marketplace, compared to yesterday, the 30-year fixed-rate purchase loan rose 7 basis points to 6.26%, the 15-year fixed purchase loan rose 1 basis point to 5.71%, and the 5/1 ARM purchase rate rose 11 basis points to 6.17%.

Read more: Weekly survey of mortgage lenders with the lowest rates: 6% is back (without fees)

Here are the current mortgage rates for Wednesday, July 1, 2026, according to the latest Zillow data:

Remember, these are the national averages and rounded to the nearest hundredth.

Learn about how mortgage rates are determined

These are today's mortgage refinance rates for Wednesday, July 1, 2026, according to the latest Zillow data:

Again, the numbers provided are national averages rounded to the nearest hundredth. Mortgage refinance rates are often higher than rates when you buy a house, although that's not always the case.

Learn more: 8 tips for getting the lowest mortgage rates

Use the mortgage calculator below to see how various interest rates and loan amounts

Fuente original: Yahoo Finance (https://finance.yahoo.com/personal-finance/mortgages/article/mortgage-and-refinance-rates-today-wednesday-july-1-rates-are-up-today-100000767.html)