Is your student loan repayment plan about to be eliminated? What to know before

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Repaying your student loans isn't just costly — it can also be confusing. Both federal and private student loan borrowers have numerous repayment options with varying repayment periods and monthly payments.

On top of that, many of the plans for federal loans are changing in 2026, as updates from the One Big Beautiful Bill Act (OBBBA) are implemented starting in July. Drawn-out court battles can also impact student loan repayment, as happened with the doomed SAVE repayment plan.

To help you navigate your student loan payments, here's a closer look at what repayment options are available for federal loans now, new repayment plans coming later this summer, and payment options for private student loan borrowers.

Read more: 8 things student loan borrowers should consider before July 1

These are all the current student loan repayment options. If you have student loans that have already been disbursed, you're likely on one of the following plans:

These repayment plans are eligible for Direct Subsidized and Unsubsidized

Fuente original: Yahoo Finance (https://finance.yahoo.com/personal-finance/student-loans/article/student-loan-repayment-options-about-to-be-eliminated-223737975.html)