How can compliance keep up with AI agents?

A banking customer is sitting at home with his laptop open in front of him. He connects an AI-powered financial assistant to his current account, closes his laptop, and picks up the paper. Over the next few days, the agent is quietly working away, monitoring his balance, detecting upcoming bills, and transferring money between accounts whilst he gets on with his life. This is the reality of agentic AI in the not-too-distant future, and while it's going to be a big-win for all of us struggling to find time for our personal finance admin, it's a potential compliance minefield. But only if we're unprepared.

The problem isn't the technology, rather, it's that the architecture of financial compliance is built around the understanding that the source of every transaction is a verified human with genuine intent. Know Your Customer (KYC) is the bedrock of that architecture; developed on that understanding. However, in a world of AI agents, that is turned on its head.

KYC inevitably breaks down when AI agents start to act autonomously, negotiating with service providers, switching tariffs, executing payments and so on, even though the instructions driving the agent's actions are likely to

Fuente original: Yahoo Finance (https://finance.yahoo.com/technology/ai/articles/compliance-keep-ai-agents-093855721.html)