HELOC and home equity loan rates today, Friday, June 26, 2026: Looking ahead: Wi

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The Fed has been front-page news lately, as prospects for rate cuts have been dashed in favor of prevailing sentiment that the Fed will raise rates later this year. If that happens, rising HELOC rates won't be far behind. According to the CME FedWatch tool, there's currently a 31% chance the Fed will raise rates by 25 basis points following their meeting in July. Come December, there's a combined 81.6% consensus that rates will be higher.

Learn more: Find out how HELOC and home equity loan interest rates work and what you can expect to pay

The average HELOC rate is 7.25%, according to real estate analytics firm Curinos. The 2026 HELOC low was 7.19% in mid-March and then again in May. The national average rate on a home equity loan is 7.86%. The 2026 HEL low was 7.36%, observed in both March and May.

Rates are based on applicants with a minimum credit score of 780 and a maximum combined loan-to-value ratio (CLTV) of less than 70%.

Learn more: Here are our picks for the best HELOC lenders

Home equity interest rates

Fuente original: Yahoo Finance (https://finance.yahoo.com/personal-finance/mortgages/article/heloc-and-home-equity-loan-rates-today-friday-june-26-2026-looking-ahead-will-the-fed-raise-rates-100000567.html)