HELOC and home equity loan rates Sunday, June 28, 2026: See the best HELOC and H

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Interest rates are a top consideration when shopping for any loan type, including HELOCs and home equity loans. But there's more to consider beyond just rates when choosing the best home equity loan or line of credit lenders.

That's why Yahoo Finance updates its rating each month for the best HELOC lenders and the best home equity loan lenders to help make your selection as straightforward as possible.

Read more: Learn the differences between a HELOC and a home equity loan

The average HELOC rate is 7.25%, according to real estate analytics firm Curinos. HELOCs first hit a 2026 low of 7.19% in mid-January, then again in March, and again in May. The national average rate on a home equity loan is 7.86%, far from its 2026 low of 7.36%, which we first saw in mid-March, then again at the end of April, and in mid-May.

Rates are based on applicants with a minimum credit score of 780 and a maximum combined loan-to-value ratio (CLTV) of less than 70%.

As primary home mortgage rates hold near 6%, homeowners with equity and

Fuente original: Yahoo Finance (https://finance.yahoo.com/personal-finance/mortgages/article/heloc-and-home-equity-loan-rates-sunday-june-28-2026-see-the-best-heloc-and-hel-lenders-for-june-26-100000148.html)