Federal Reserve issues initial findings from its 2025 triennial payments study

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The Federal Reserve on Wednesday issued initial findings from its 2025 triennial payments study. The information shows how consumers and businesses chose to make noncash payments, using different types of cards, ACH payments, and checks.

The study shows that the total number of noncash payments made by consumers and businesses increased to 236.6 billion in 2024. Overall, the number of noncash payments more than tripled since 2000. Cards once again were used most frequently, accounting for over three quarters of payments by number. Debit cards continued to account for the majority of all card payments, although credit card payments grew faster than debit card payments for the first time in almost a decade.

Payments using the ACH system continued to account for the majority of noncash payments by value. In 2024, ACH's share of noncash

Fuente original: Federal Reserve (https://www.federalreserve.gov/newsevents/pressreleases/other20260701a.htm)