Best private student loans for July 2026

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A college education is probably one of the most expensive purchases you'll make in your lifetime.

The average cost of college today ranges from more than $25,000 to $60,000 per year. With prices that high, it's inevitable that many students will rely on student loans to help fund their education, in addition to their own savings, contributions from family, scholarships, and grants.

Federal student loans are a great first place to start. They typically offer the most competitive rates with fixed APRs and borrower protections. But some students aren't eligible for federal loans, or can't get the full amount they need for school.

As a result, you may turn to private student loans to fill the gap. Here's what you need to know before you apply for a private loan, and some of the top lenders to consider today.

Our take: Ascent offers several options for undergraduate and graduate student loans with standard repayment terms. We like this lender's longer-than-usual grace period after graduation and its Progressive Repayme

Fuente original: Yahoo Finance (https://finance.yahoo.com/personal-finance/student-loans/article/best-private-student-loans-135459013.html)