Best CD rates today, Tuesday, June 30, 2026: Lock in up to 4.10% APY today

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Deposit account rates are on the decline — but the good news is you can lock in a competitive return on a certificate of deposit (CD) today and preserve your earning power. In fact, the best CDs still pay rates of 4% or higher. Read on for a snapshot of CD rates today and where to find the best offers.

CDs today typically offer rates significantly higher than traditional savings accounts. Currently, the best short-term CDs (six to 12 months) generally offer rates around 4% APY.

Today, the highest CD rate is 4.10% APY. This rate is offered by Marcus by Goldman Sachs on its 14-month CD.

The following is a look at some of the best CD rates available today, Tuesday, June 30, 2026, from our verified partners.

The 2000s were marked by the dot-com bubble and later, the global financial crisis of 2008. Though the early 2000s saw relatively higher CD rates, they began to fall as the economy slowed and the Federal Reserve cut its target rate to stimulate growth. By 2009, in the aftermath of the financial crisis, the average

Fuente original: Yahoo Finance (https://finance.yahoo.com/personal-finance/banking/article/best-cd-rates-today-tuesday-june-30-2026-lock-in-up-to-410-apy-today-100000375.html)