Best CD rates today, Monday, June 29, 2026: Lock in up to 4.10% APY

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Today's CD rates still hover well above the national average. The Federal Reserve reduced its target interest rate three times in 2025 and has left rates alone in 2026. This has had a ripple effect on deposit account rates, making now a great opportunity to lock in today's high rates with a certificate of deposit (CD). Here's a look at today's best CD rates and where you can find the best offers.

Today, the highest CD rate is 4.10% APY. This rate is offered by Marcus by Goldman Sachs on its 14-month CD.

Here is a look at some of the best CD rates available today from our verified partners.

If you're considering a CD, these rates are among the highest available, especially compared to the national average, which is significantly lower. It's also worth noting that online banks and credit unions generally offer more competitive rates than traditional brick-and-mortar banks.

Here's a look at the latest average CD rate by term according to the FDIC:

The highest national average interest rate for CDs stands at 1.65% fo

Fuente original: Yahoo Finance (https://finance.yahoo.com/personal-finance/banking/article/best-cd-rates-today-monday-june-29-2026-lock-in-up-to-410-apy-100000246.html)