Americans now think they need $1.46 million to retire — $200K more than last yea

Americans' retirement dreams just got a little more expensive.

The amount people believe they need to retire comfortably, often called the retirement "magic number," has climbed to $1.46 million in 2026, according to a new study (1) from Northwestern Mutual — that's an increase of $200,000 from last year.

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The research comes at a time when many Americans are already feeling uneasy about their financial future.

And with people living longer than ever, the challenge isn't just saving enough money to retire, it's making sure that money lasts for decades after they stop working.

According to Northwestern Mutual's 2026 Planning & Progress Study, the current estimate of $1.46 million matches the record-high level recorded in 2024.

The survey of U.S. adults found that almost half, 46%, don't think they'll be

Fuente original: Yahoo Finance (https://finance.yahoo.com/markets/articles/americans-now-think-they-need-146-million-to-retire--200k-more-than-last-year--and-half-fear-it-wont-last-094500017.html)